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Home Buyer Tips
- Preapproval or proof of funds: In this market, sellers only want to talk if you can show them the money.
- Interview the real estate agent, lawyer and lender before hiring them: Buying a home can take several months. Make sure you’re working with someone you like and trust. Look beyond the interest rates or commission.
- Affordability: Reduce the threat of foreclosure or bankruptcy by thoroughly reviewing all costs associated with owning a home. Look beyond the sale price and take into consideration other factors, such as closing costs, principal and interest, homeowners insurance, and school and local property taxes.
- Exemptions/Credits: Ask your real estate attorney whether there are any tax exemptions or credits you can take advantage of as a homeowner.
- Ask questions, even silly ones: When buying a house, the last thing you want is a surprise. Get answers sooner, rather than later.
- Credible inspection: Always have a certified engineer inspect the property.
- The closing date can be a moving target: Very rarely is it advisable to purchase a house without making it contingent upon having a home inspection. Unexpected factors often arise before the closing. Be prepared to make last-minute changes, but don’t make hasty decisions.
The real estate attorneys at Tully Rinckey PLLC frequently represent buyers, sellers and lenders for commercial and residential properties throughout New York State and New York’s Capital Region, including Albany, Saratoga, Schenectady and Troy. We are pleased to offer a FREE initial phone consultation for basic real estate matters, such as buying a home or selling a home! Contact a Tully Rinckey real estate lawyer today by calling 1-888-529-4543 or by email at info@1888Law4Life.com.
The most popular City / Village / Town Courts our lawyers serve:
Albany, Altamont, Amsterdam, Berne, Bethlehem, Brunswick, Clifton Park, Cohoes, Colonie, Coeymans, Delaware, Duanesburg, East Greenbush, Fulton, Glens Falls, Glenville, Gloversville, Grafton, Greene, Guilderland, Hoosick, Hudson, Johnstown, Malta, Mechanicville, Menands, Montgomery, Nassau, New Scotland, Rensselaer, Rensselaerville, Rotterdam, Saratoga, Schenectady, Schoharie, Schodack, Scotia, Troy, Ulster, Voorheesville, Warren, Washington, Watervliet
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“Professional and Supportive” – T.M.
I would like to take this opportunity to express my gratitude to my attorney, Doug Rose. I have been a client of Tully Rinckey for two years, working with Doug on my case. During that time, I have found Doug to be …
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